Business Credit Toolkit

Brought to you by Mike Martin. For any financing needs, including if you have average or poor personal credit, visit Business Funding Associates.

Tier One Vendor Accounts

Get started by applying for any of these starter accounts. Your goal is to get at least five starter accounts providing you credit.

Get Instant Business Credit Now – Sign up for a Tier One Business Services account using your EIN, and we will provide you with net-30 terms and installment credit on a variety of business services, as described in your ebook. No personally guarantee and no impact to your personal credit score. You can then use Tier One Business Services as a trade reference on other credit applications.

Tier Two Vendor Accounts

Tier Three Credit Accounts

Here is where you will apply for bank credit cards. You can get a business credit card with a personal credit score as low as 580.

Business Credit Builder Tools

Here are some great ways to build your business credit. Keep coming back to check for more programs. If you stay on our email list, you will be notified as we find new programs.

  • Credit Strong – Build business credit using a locked bank loan
  • Brex – Build business credit using your cash balance
  • eCredable – Build credit using your utility bills
  • Extra – Build credit using your debit card 

Personal & Business Credit Review

If you already have business credit, or have poor/average credit and are looking to improve your business credit score, we can review your credit reports and determine your best course of action.

Become a Referral Associate

If you know anyone who can use any form of funding for their business, including working capital, business lines of credit, equipment financing, or any other form of capital, call me at 215-480-2737 or send an email to We work with a variety of lenders that have programs for almost any type of business and any type of business and/or personal credit. We pay a referral fee of 25% of whatever loan origination fee that we receive from our lenders. 

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